Effective Date: 02/05/2025

Thank you for choosing Dukats™! These Terms and Conditions (“Terms”) govern your use of the Dukats platform, including the mobile app, website, and all related services (collectively referred to as the “Service”). By accessing or using the Service, you agree to comply with these Terms. If you do not agree to these Terms, you must not use the Service.

1. Acceptance of Terms

By using the Dukats™ platform, you agree to be bound by these Terms and any future updates or modifications. If any of these Terms are unacceptable to you, please cease using the Service immediately.

2. Eligibility

To use the Service, you must be at least 18 years old or the age of majority in your jurisdiction. By accessing the Service, you represent that you meet these eligibility requirements.

3. Account Registration

To access certain features of the Service, you may need to create an account. You agree to provide accurate, current, and complete information during the registration process and to update your information as necessary. You are solely responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

4. Use of the Service

You agree to use the Service only for lawful purposes and in accordance with these Terms. You are prohibited from using the Service to:

• Violate any laws, regulations, or third-party rights.
• Engage in fraudulent or deceptive activities.
• Interfere with the operation of the Service.
• Access or attempt to access non-public areas of the Service without authorization.

5. Privacy

Your use of the Service is subject to our Privacy Policy, which can be accessed at [insert link]. By using the Service, you consent to the collection and use of your information as described in our Privacy Policy.

6. Fees

Dukats™ may charge fees for certain services within the platform, including premium membership, P2P transfers, investment services, and advisory consultations. These fees will be disclosed at the time of service.

7. Third-Party Services

The Service may integrate third-party services or contain links to third-party websites. Dukats does not control and is not responsible for the content, products, or services of third-party providers. Your use of third-party services is at your own risk.

8. Limitation of Liability

Dukats™ is not liable for any direct, indirect, incidental, special, or consequential damages resulting from your use or inability to use the Service, including but not limited to loss of data, business interruption, or financial loss.

9. Indemnification

You agree to indemnify and hold harmless Dukats, its officers, directors, employees, and agents from any claims, damages, liabilities, and expenses arising out of your use of the Service or violation of these Terms.

10. Termination

Dukats™ may suspend or terminate your account at any time for violating these Terms or for any reason deemed necessary by Dukats. You may terminate your account at any time by contacting customer support.

11. Amendments

Dukats™ reserves the right to modify these Terms at any time. Any changes will be posted on this page with an updated effective date. Your continued use of the Service after the changes are posted constitutes your acceptance of the updated Terms.

12. Governing Law

These Terms will be governed by and construed in accordance with the laws of Nebraska, without regard to its conflict of law principles. Any disputes will be resolved in the courts located in Nebraska.